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The Miller Insurance Agency Blog

View the latest blog posts from The Miller Insurance Agency.

What is the purpose of a business insurance audit? We all know that throughout the year our business can change from where we started out the year.  This could have a major effect on your insurance exposure and change your liability exposure.  Typically the more sales you have the more risk you have. READ MORE >>

1. BODILY INJURY LOSS COSTS While the frequency of auto claims involving bodily injury has fallen over a recent 9-year period, the average cost of claims that do involve bodily injury increased by 32% over the same period. 2. ATTORNEY INVOLVEMENT With attorneys actively pursuing auto accident business, more claimants now have legal representation. READ MORE >>

   1. Winterize your vehicle - Check your battery, front and rear defrosters, fill up the washer fluid and antifreeze, inflate your tires to the correct pressure, and keep your gas tank at least half full to avoid frozen fuel lines.   2. READ MORE >>

Even many long-time small business owners would agree with the line from the 1970’s song by the band Faces: “I wish that I knew what I know now.” Over the years of running a small business, owners inevitably gather many lessons about how to grow and run a business more effectively. READ MORE >>

Maybe you think if you have $25,000 in liability coverage and you want $250,000, your premiums will be ten times as much. WRONG! It can be confusing to get all the information you need to make informed decisions about how much insurance coverage you can afford, so we did a cost comparison of premiums charged by five large insurance companies. READ MORE >>

Recent Trends Boost Costs for Auto Insurance Does it seem like driving has become more expensive in recent years? It likely has. Since 2014, the U.S. has seen more new cars on the road, and those cars are driving more miles than in years past. READ MORE >>

Learn what to expect from your HOA master insurance policy and what you'll need to insure on your own. If you live in a development or community that is governed by a homeowners' association (HOA), you may end up paying less for individual homeowners' insurance than the average homeowner. READ MORE >>

In this day and age we are all trying to control our insurance costs without sacrificing the most important area for having insurance which is your COVERAGE.  With many insurance companies marketing being focused solely on the money aspect of insurance they never highlight the fact that "cheaper" is not always better. READ MORE >>

The brew process involves a number of perishable ingredients, all of which require proper storage. Mishandling or incorrectly storing these ingredients could cripple your brewery’s ability to produce a good quality product. What is contamination? The proliferation of unintended organisms, including bacteria, molds, or wild yeast. READ MORE >>

As a small trade contractor, protecting your business is a cornerstone of success.  We’ve seen firsthand how a job site accident or equipment failure can negatively impact your projects, your workers, and your financial position. We partner with numerous insurers to help safeguard your jobsites, equipment, people, and more. READ MORE >>

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